A Guide to Financial Advice, Planning & Wealth Management

Reduce Taxes Long-Term

You have many choices when you look for a professional to complete your income tax returns. As most investment advisors cannot give tax advice, their clients are at a significant disadvantage in understanding the long-term effect that any given investment recommendation will have on spendable income.

To help mitigate this disadvantage, REDW Wealth focuses on creating strategies that can reduce your taxes over the long term.

However, while a major goal of tax planning is the reduction of your income tax liability, not all approaches to shifting or deferring income will work to your long-term advantage. Rest assured that REDW Wealth investment managers understand the tax implications of various investments and strategies, such as: the utility of tax-exempt status, the timing of harvesting gains and losses, 1031 exchanges, qualified dividends, tax straddles, passive income and losses, ROTH Conversions and when to use tax-deferred investing for each area: Business Planning, Investment Planning, Retirement Planning, and Estate Planning.

Tax Code Strategies

Our trusted advisors understand the complexities of the tax code and how certain types of income can create either higher or lower taxes during retirement. The use of tax mapping software enables our clients to see, year to year, how their investment and retirement planning decisions will impact their future income taxes.

For example, changes to your income in retirement can cause penalties that increase premiums on Medicare coverage. The simple act of harvesting capital gains can cause Medicare premiums to double or triple in the following two years. Our tax-wise investment management will work with you to avoid income tax surprises.

Our wealth managers use strategic income tax planning as one of the three lenses through which we evaluate financial and investment decisions. Coupled with our commitment to giving fiduciary advice that includes risk management, you can be confident that our advisors are committed to making recommendations that are in your best interests.

We Can Help

At REDW Wealth, our collaborative approach is based on mutual trust and respect, as well as open, honest communication. We’re proud of the many long-lasting relationships we have had with our clients.

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Fair and Balanced Disclosure

Not all services will be appropriate or necessary for all clients, and the potential value and benefit of the advisor’s services will vary based upon a variety of factors, such as the client’s investment, tax, and financial circumstances and overall objectives. The effectiveness and potential success of a client’s tax planning depends on a variety of factors, including but not limited to the manner and timing of implementation, the client’s tax bracket, legal and regulatory conditions, realized and unrealized capital gains and losses, coordination with the client and the client’s other engaged professionals, and market conditions. Past performance does not guarantee future results. All investing comes with risk, including risk of loss. Advisory services provided by REDW Wealth LLC. Tax and accounting services provided by REDW LLC.