A Guide to Financial Advice, Planning & Wealth Management

Connect with a Wealth Advisor

Refine your Estate Planning

Estate planning encompasses the design of how your property will be managed during life and the distribution of that property at death. Its ultimate goal is to create the most efficient and private transfer of your property to heirs at minimal cost.

REDW Wealth is not a law firm, and we do not offer legal advice. We can, however, assist you in making decisions as you create and modify your estate plan over time. From estate planning design to active estate administration, our financial experts can help you deal with inheritance(s), estate administration problems, and the filing of estate and trust income tax returns.

The four major areas to focus on in your Wealth Management process include essential planning for the transfer of wealth, advanced estate planning concepts, minimizing transfer taxes, and charitable planning.

Financial Planning & Wealth Management Guide

4 Areas of Estate Planning

Basic Estate Planning

Over the past several decades, the estate tax has been eliminated for most individuals and families. As that has happened, emphasis has shifted from the more sophisticated and exotic methods of transferring assets to more basic tools for estate planning. Additionally, much of the planning that was focused on reducing or eliminating estate taxes has shifted to minimizing capital gains and income taxes. At REDW Wealth, our advisors will work with you to discuss how to design plans for you, and your family.

  • Wills/TOD/POD
  • Beneficiary Planning
  • Health Care Directive
  • Revocable Trusts
  • Durable Power
  • Special Needs
  • Equalization
  • 2nd Marriage

Advanced Estate Planning

Even though estate taxes have been eliminated for most, where they remain, these taxes can devastate the work of a lifetime. Frequently, the estate tax comes into play because a business has been very successful. However, the success that builds the net worth of the owner can also threaten the employment of hundreds, or thousands of individuals because of the burden of transfer taxes. Our trusted advisors maintain expertise in advanced planning ideas for cases like these and will professionally advise on the viability of various planning alternatives.

  • IDIT / ILIT
  • Dynasty Trust
  • Discount Gifting
  • GST Planning
  • GRAT
  • QPRT

Minimize Transfer Tax

In many cases, Congress has helped minimize the transfer for millions of individuals and families across the country. Consequently, you may find that a parent or grandparent is looking for ways to unwind trusts or life insurance policies that are no longer needed in today’s circumstances. REDW Wealth advisors can help you navigate the choices and tax ramifications of exit planning for estate plans that are no longer required or tax efficient.

  • Charitable Trusts
  • Lifetime Gift
  • Estate Freeze
  • IRA Ben. Planning
  • Credit Shelter
  • Annual Gifting

Charitable Planning

Charitable giving can be motivated by personal desires with the added benefit of tax incentives. However, over the years, we have seen many presentations to donors that focus on tax incentives, rather than your goals, or your relationship to a given charitable cause. In these cases, REDW Wealth can provide consultation for your goals and help identify tax-efficient methods of gifting.

  • CRT /CLAT
  • Donor Adv Fund
  • Private Foundation
  • Direct Gifts
  • Gift Annuity

Resources

Mindful & Meaningful Tools

Financial Planning

Wealth Management Guide

Retirement Essentials

Maximize Your Social Security Benefits

REDW are Fee-Only Fiduciaries

User's Guide to Fee-Only Fiduciaries

Wealth Insights

Sep 23, 2024 REDW Advisors & CPAs Continues Strategic Expansion in Acquisition with Hatcher Financial, Expanding Arizona Tax and Wealth Presence
Apr 25, 2024 Thoughts on Investing: Trust and Expectations
Apr 23, 2024 Angel Investing: Part of a Well-Rounded Portfolio

Start the Conversation

Are you just starting to think about a financial business plan or looking for consulting on employee benefits, succession planning executive compensation, or an employer-sponsored plan? We can tailor a strategy intended to help you feel confident and in control.

Connect with Us Today

Fair and Balanced Disclosure

Not all services will be appropriate or necessary for all clients, and the potential value and benefit of the advisor’s services will vary based upon a variety of factors, such as the client’s investment, tax, and financial circumstances and overall objectives. The effectiveness and potential success of a client’s estate plan depends on a variety of factors, including but not limited to the manner and timing of implementation, the client’s tax bracket, legal and regulatory conditions, coordination with the client and the client’s other engaged professionals, and market conditions. Past performance does not guarantee future results. All investing comes with risk, including risk of loss. REDW Wealth LLC is not a law firm and no discussion with REDW Wealth LLC concerning legal concepts should be construed as legal advice. All clients are encouraged to consult the legal professional of their choosing. Advisory services provided by REDW Wealth LLC. Tax and accounting services provided by REDW LLC.

Professional Designations